Get your money ready for what's next.
Plain, practical help with budgeting, banking, credit and sending money home, for newcomers, students and families.
- 5 guides
- 4 free tools
- Based on CFPB and FDIC information
This is general information, not financial advice. Fees, rates and rules change. Check with your bank, provider or a qualified professional before you decide.
Topics
Find what you need by area of money.
Budgeting and saving
Plan where your money goes each month and build a cushion for surprises.
2 guidesBanking and credit
Open the right account, avoid fees and build a credit history.
1 guideSending money home
Compare transfer costs and send money abroad safely.
1 guideLoans and debt
Understand interest and what a loan really costs.
Latest guides
Opening your first US bank account
What you need to open an account, the fees to avoid and how your money is protected.
Banking and creditBuilding US credit from zero
Safe ways to start a credit history and the habits that grow a good score.
Sending money homeSending money home: compare the real cost
Fees, exchange-rate markups and your rights when you send money abroad.
Tools
Quick calculators that run in your browser. Nothing is stored or sent.
Monthly budget planner
See what is left each month and how your spending splits up.
ToolLoan and EMI calculator
Monthly payment, total interest and a year-by-year table.
ToolSalary converter
Hourly, weekly, monthly and yearly pay, side by side.
ToolRemittance cost comparer
See how much arrives and the real cost, markup included.